Empower Discount Medical Plan

Giving You and Your Family So Much More

The Empower Discount Medical Plan is the perfect complement to your health insurance program. We asked our customers what they felt was missing in a great health program and combined all their requests into the Empower Discount Medical Plan.

You’ll save money on the numerous needs that arise for you and your family. Take a moment to review all the benefits of membership. Then, select the Empower Plan that best fits your family’s needs. We look forward to providing you access to so many valuable programs and resources. If you have any questions, call your agent or Empower Insurance Group.

Locate a Provider

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Note: you will need your Member Number and your Group or Client Number, all of which can be found on your membership card.

Download a Provider PDF

downloadDownload a printable version of provider services and contact information.

Accident Medical, AD&D

Accidental Death & Dismemberment

Available with: Max Advantage

Call: 800-800-7616

Alternative Medicine

Alternative Medicine

altmedAvailable with: Silver,Gold and Max Advantage

Call: 877-806-8706

Save 5% to 30% off a variety of services including Acupuncture, Nutritional Counseling, Massage Therapy, Holistic Medicine and more. Select from over 33 practitioner disciplines.

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Chiropractic Care

Chiropractic Care

chiropractic_careAvailable with: Silver, Gold and Max Advantage

Call: 800-800-7616

Save 30% to 50% on chiropractic care. Enjoy a free consultation. Save 50% on diagnostic services and necessary x-rays. Save 30% on treatments and most other services.

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Counseling Services

Counseling Services

counselingAvailable with: Gold and Max Advantage

Call: 877-806-8706

Speak with a telephone counselor 24 hours a day, 7 days a week regarding any personal problems you may be facing. These calls are free for you and your family. Receive help on a multitude of issues including: Conflicts at work or home; Co-dependency; Reliance on alcohol, tobacco, or drugs; Eating disorders; Marital, family, and relationship concerns; Child or elder care matters; Stress or anxiety; Sexual, physical, or emotional abuse; Difficulty communicating with people; Depression or grief at home or work.

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Dental Care

Dental Care

dentist-chairAvailable with: Select, Silver, Gold and Max Advantage

Call: 888-354-8342

Save 50 percent on everything from general dentistry and cleanings to root canals, crowns,

and orthodontia. Save on routine dental services such as cleanings, x-rays and fillings.

Save on specialty care such as orthodontics and periodonics where available. All dentists are credentialed and participate in a quality management program.

Actual costs and savings vary by geographical area.

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Diabetic Supplies

Diabetic Supplies

Available with: Max Advantage

Call: 800-830-1799

Doctors Online

Doctors Online

edoctorAvailable with: Select, Silver, Max Advantage

Call: 800-341-8118

Highlights of this service include: Online medical consultation, Information about illnesses or symptoms, assessment of acute symptoms and overall health care, Provision of a personalized health care plan, Advice on treatment for minor illnesses (pink eye, poison ivy), Links to other quality health care resources, Nutritional and fitness advice.

More Information

Edocamerica.com

Family Consultation Services

Family Consultation Services

Available with:Gold and Max Advantage

Call: 888-575-4200

Counselors are available to assist with a variety of issues. Some examples are: Finding child care for a toddler, Locating a summer camp for an autistic child, Finding after-school programs for children, Finding affordable housing that is wheelchair accessible.

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Fitness Advantage

Fitness Advantage

weightAvailable with: Select,Silver,Gold and Max Advantage

Call: 800-341-8118

Take advantage of any member club’s lowest membership rate. Enjoy a one-week Free Pass at any club in the world wide network. Use unlimited numbers of Free Pass certificates. Receive guaranteed lowest rates on sports equipment and apparel.

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Hearing

Hearing

Available with: Gold and Max Advantage

Call:800-235-8663

Members receive a 15% discount on hearing aids at Beltone locations nationwide. Save up to 60% on over 80 models of name brand hearing instruments. 30-day home trial period. Receive the lowest price available. If you find the same make and model for a better price within 30 days of purchase, you will be refunded the difference.

HEARING-MAIL ORDER

Available with: Gold and Max Advantage

Call:800-333-HEAR to request that a brochure be mailed to you.

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Hospital and Facility Access

Hospital & Facility Access

Available with: Silver,Gold and Max Advantage

Call: 800-975-3322

With one call to Galaxy, you can save 10% at participating physicians, healthcare professionals, hospitals and ancillaries. Utilize any in-network provider or facility as often as needed. You must call Galaxy to pre-certify and receive a referral number. If you fail to obtain pre-certification or a referral number and a claim is received, the claim will be returned to you as “Self-Pay”. As a result, you are responsible for all billed services in full. Pre-certification documentatino will be sent to the Provider/Facility upon request.
Hospital discounts not available in MD.

Legal Services

Legal Services

law-bookAvailable with: Silver,Gold and Max Advantage

Call: 877-806-8706

The referred attorney will provide members with eight free services*, which include: Unlimited phone consultations during business hours for new legal matters; One-on-One initial consultations for new legal matters; Attorney review of independent legal documents (6 page max.) per new matter; When appropriate, network attorneys will write letters on your behalf; When appropriate, network attorneys will make phone calls on your behalf; Assistance in solving your problems, government programs such as welfare INS.; Helpful advice on representing yourself in small claims court; Prepare a simple will for you and your family along with annual updates. Additionally, members have online access through the Legalclub.com website to prepare a free living will (advance healthcare directive).

More Information

LegalClub.com

Mail Order Contacts

Mail Order Contacts

Available with: Select, Silver, Gold and Max Advantage
Call: 800-878-3901, Fax: 972-503-5671
Save on most major brands of soft lenses including disposables, torics and bifocals. Gas permeable materials are also available.

Mail Order Prescription Plan

Mail Order Prescription Plan

rx-pillsAvailable with: Select, Silver, Gold and Max Advantage

Call: 800-645-3332

Maximize your savings on maintenance medications by ordering 90 days at a time. Save an average of 10% below AARP’s prices and beat the lowest retail pharmacy price by $5.00 with no postage or dispensing fees. *

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* BEST PRICE GUARANTEE:
If the price quote you are given does not beat the lowest retail price at your local pharmacy by at least $5.00, please ask a representative to transfer you to a Pricing Specialist in order to inquire about your “Best Price Guarantee”. The representative will verify the pharmacy price and beat it by $5.00. This outstanding price guarantee applies to brand and generic drugs priced over $10.00. The name, strength, and the quantity of the price quoted must match your prescription for the Guarantee to apply. It is not valid in conjunction with other discount or insurance cards. Note: the Guarantee will not be applied after the order has been processed, shipped or received.

Medical Accident Plan

Medical Accident Plan

Available with: Max Advantage

Call: 866-815-1976

Medical Record Storage

Medical Record Storage

Available with: Silver,Gold and Max Advantage

Call: 866-411-2168, or 410-453-6330 (if calling from outside the US)

As a Travel Assist member, you have access to a worldwide network of medical and travel assistance personnel and emergency medical evacuation benefits when traveling over 100 miles away from home and suffering a serious injury or illness. You can now have peace of mind knowing that help is only a phone call away from anywhere in the world.
Hospital discounts not available in MD.

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Neighborhood Pharmacy

Neighborhood Pharmacy

Available with: Select, Silver, Gold and Max Advantage

Call: 800-645-3332

Obtain the lowest price on short-term acute care prescription drugs. Use your card at chain and independent pharmacies nationwide. Save on your out-of-pocket expenses. Discounts range from 10% on most prescription medications.

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Nurse Hotline

Nurse Hotline

nurseAvailable with: Silver, Gold and Max Advantage

Call: 877-285-1286

Receive help at any time of the day or night. Because your family’s illnesses and medical emergencies do not always occur during business hours, Nurse Hotline is staffed by registered nurses ready to answer your calls 24 hours a day, 7 days a week, 365 days a year. Access detailed information on a range of concerns including interpretation of a diagnosis, appropriate treatment for minor emergencies or illnesses, or suggestions for using area support groups.

VERY IMPORTANT: In life-threatening emergencies, call 911 or go directly to the nearest hospital emergency room for treatment. If 911 is not available in your area, call the local police/fire department or go directly to the nearest hospital or emergency room.

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Physician Visit

Physician Visit

stethoscopeAvailable with: Silver,Gold and Max Advantage

Call: 800-975-3322

Save 10% at participating physicians’ offices throughout the United States. Access both primary care physicians and specialists.

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Roadside Assistance

Roadside Assistance Program

Available with: Max Advantage

Call: 866-784-0522

More Information

Travel Assistant

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Empower Discount Medical Plans & Pricing

You may use this chart to compare the Discount Medical Plans offered by Empower Brokerage. Note: There is a $20.00 application fee on all packages.

Dental Care(3)
Vision Care
Legal Services
Mail Order Prescriptions
Neighborhood Pharmacy
Fitness Advantage
VIP Health – Vitamins
Chiropractic Care(4)
Alternative Medicine
Physician Visit
Hospital & Facility Access(1)
Nurse Hotline
Doctors Online
Travel Assistant(2)
Counseling Services
Family Consultation Services
Hearing Discounts
Accident Medical, AD&D(3)
Diabetic Supplies
Roadside Assistance
$12.85/month
Select
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YES
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YES
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YES
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YES
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YES
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YES
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YES
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$19.75/ mo.
Silver
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$29.85/ mo.
Gold
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YES
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YES
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$49.85/ mo.
Max-Advantage
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YES
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YES
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YES
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YES
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YES
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YES
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YES
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YES
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YES
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YES
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YES
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YES
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YES

Download PDF Application Here

* Empower Max-Advantage Plan includes: Savings on Dental, Vision, Hearing, Chiropractic, and Alternative Medicine care. Over 71,000 dentists(3) and 12,000 vision care providers. Largest national hearing network. Counseling for elder care, child care, stress, depression, anxiety, substance abuse, relationship issues, loss, and grief. Legal Club provides access to 20,000 attorneys with Free and discounted legal care. Doctor office visit plan with over 285,000 physicians. Prescription plan with savings of 10-60% and access to over 56,000 pharmacies. 24/7 nurse hotline and library. Online Health Illustrated Encyclopedia, Pregnancy Health Center, Child Safety Center, and My Diet. Accident Medical and Accidental Death & Dismemberment. Auto Club Plan. Go to Registration Form Disclosures This is NOT Insurance Discount Medical Plan Organization: New Benefits, Ltd. 14240 Proton Rd. Dallas, TX 75244. 800-800-7616 This discount card program contains a 30 day cancellation period. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. MD, ND, OK, SC, SD and TX residents: Member shall recieve a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after receipt of membership materials. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. Not available in Florida. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder’s service area. Provider list can be found at www.locateproviders.com and www.empowerbrokerage.com/discount/providers.html * – NOT Required 1 – Hospital discounts NOT available in Maryland. 2 – Travel Assist NOT available to Oregon, Connecticut, Florida and Washington residents. 3 – All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions and limitations, of the group policy. To obtain more information about this insurance, please ask to speak to a licensed agent. All members of the Program are enrolled into the Consumers Direct Association of America (CDAoA) to be eligible to receive these benefits. The insurance benefits are underwritten by The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc¹ under Group AD&D & Medical Care Insurance Policy (Form #G-19000) issued to Consumers Direct Association of America (CDAoA). (¹The underwriting risks, financial obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York are its responsibility. The United States Life Insurance Company in the City of New York is responsible for its own financial condition and contractual obligations.) THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT SUPPLEMENTARY INDEMNITY INSURANCE. NONE OF THESE, INIDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN. Actual cost and savings vary by provider and geographical area (According to the Aetna Enterprise Provider Database as of November 1, 2006). Dental Benefit is not available to Vermont residents. 4 – Dental and chiropractic benefit not available to Vermont residents. Form: ESP- 101