Welcome back to the Dynamic Duo with me, Allie Shipman, and my partner John Shinn. We are with Empower Brokerage. Today John and I want to talk to you, the agent, about a great product that fits perfectly with Medicare Advantage plans. Guarantee Trust Life, or GTL for short, is a company with a large suite of products from Medicare supplement plans, cancer plans, critical illness plans, and more. Today, we are going to talk about GTL’s Advantage Plus hospital indemnity plan, which is one of the best hospital indemnity plans on the market.
Perfect Pair with Medicare Advantage
GTL’s Advantage Plus hospital indemnity plan is perfect to pair with Medicare Advantage plans, because your client as the option of getting paid $100 to $600 per day if admitted to the hospital. They also have option of choosing a 3, 6, 10, or 21 day period (depending on their state). After the benefit is used, it restores after 60 consecutive days of no hospital confinement.
There are also different riders they can add to their plan. These riders include an ambulance benefit, dental and vision, a lump sum cancer plan, skilled nursing facility, outpatient surgical, and lump sum hospital rider. The Advantage Plus hospital indemnity plan is also known for their rate stability. They have not had an increase in rates in 11 years! That is a huge selling point for your clients. You are going to sell a ton of these.
It is guarantee issue for ages 64 ½ to 65 ½ and is guaranteed renewable for life. So, as you are in the process of signing up your clients for Medicare Advantage plans, keep in mind that you want to talk to them about GTL hospital indemnity plan. It offers many options for coverage and fills in some of the gaps in their Medicare Advantage plan. You are going to sell a ton of them! We have a lot of agents who sell them all the time. Now let’s go to John who will talk a little bit more about hospital indemnities and why they are important.
GTL is a Company You can Trust
Allie did a great job of explaining the benefits of Guarantee Trust Life Insurance Company and their hospital indemnity plan called the Advantage Plus. It is a great program that is very popular.Anyone who has ever worked with Guarantee Trust Life knows how great this insurance company is and what a quality product this is. I want to encourage any agent it who is in the senior market working with people on Medicare, to consider learning as much they can on this type of plan. We all know that people experience hospital in-patient co-pays with their Medicare Advantage plan, and this is designed specifically to pair up with a Medicare Advantage plan. It will help pay the costs associated with in-patient co-pays. Thank you for watching and let us know if we can help.