Empower Discount Medical Plan

Giving You and Your Family So Much More

The Empower Discount Medical Plan is the perfect complement to your health insurance program. We asked our customers what they felt was missing in a great health program and combined all their requests into the Empower Discount Medical Plan.

You’ll save money on the numerous needs that arise for you and your family. Take a moment to review all the benefits of membership. Then, select the Empower Plan that best fits your family’s needs. We look forward to providing you access to so many valuable programs and resources. If you have any questions, call your agent or Empower Insurance Group.

Locate a Provider

Click here to search for participating providers in your network.

Note: you will need your Member Number and your Group or Client Number, all of which can be found on your membership card.

Download a Provider PDF

Download a printable version of provider services and contact information.

Alternative Medicine

Alternative Medicine

To locate a provider, click here.

Traditional medicine is not the only answer! Save 10% to 30% on your health and wellness needs with over 35 specialties and 35,000 practitioners nationwide. Whether you want to reduce stress, relieve migraines or quit smoking, alternative medicine can help.

  • Acupuncture, Massage Therapy, Nutritional Counseling, Biofeedback, Hypnotherapy, Reflexology and more
  • Popular exercise and movement specialties such as Yoga, Tai Chi and Pilates

FAQ

VIDEO

Chiropractic Care

Chiropractic Care

To locate a provider, click here.

Back out of whack? Save 30% to 50% on X-rays, diagnostic services and treatments at over 3,000 chiropractors nationwide.

  • Free initial consultation
  • 50% off diagnostic services and X-rays performed on-site
  • 30% off treatments and other services
  • Discounts on additional items may be available
  • No limit on the number of visits

FAQ

VIDEO

Counseling Services

Counseling Services

Need to talk it out? Let experienced counselors help solve personal problems 24/7. Discuss everything from depression, anxiety and stress, to struggles with family, work and substance abuse.

  • Help with loss, grief, change, transition or abuse
  • Access to free, confidential counseling by phone
  • Counselors have a master’s degree and at least five years experience
  • Counselors follow up and monitor progress until you are satisfied
  • When appropriate, you can be referred to local licensed counselors

FAQ

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Dental Care (Aetna)

Dental Care

To locate a provider, click here.

Smile brighter with big savings at over 262,000* available dental practice locations nationwide. Use your card over and over again to keep your teeth sparkling clean!

  • In most instances, save 15% to 50% per visit**
  • Save on dental services such as cleanings, X-rays, crowns, root canals and fillings
  • Need specialty dental care? Save on orthodontics and periodontics, too!
  • Show your card with the Aetna Dental Access® logo and pay the discounted price at checkout

*As of April 2020. **Actual costs and savings vary by provider, service and geographical area.

Dental Benefit is not available to VT residents.

The discount program provides access to the Aetna Dental Access® network, which is administered by Aetna Life Insurance Company (ALIC). ALIC does not offer or administer the discount program, and is not an affiliate, agent or principal of the discount program. Dental providers are independent contractors and not employees or agents of ALIC. ALIC does not provide dental care or treatment and is not responsible for outcomes.

FAQ

SAMPLE SAVINGS

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Diabetic Supplies

Diabetic Supplies

Save 10% to 50% on diabetic testing supplies, and get a free fully-audible blood glucose meter with your first order. With the convenient online, pre-paid program, you receive discounted diabetic testing supplies shipped directly to your home. Services include:

  • Free shipping on diabetic supply packages
  • Tracking information updates via email or text
  • Annual testing program or purchase-as-needed options available
  • No prescription required for OTC testing supplies
  • 100% satisfaction guaranteed, or you get your money back

FAQ

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Doctors Online

Doctors Online

The fast, easy way to get health information from an online resource you can trust. You have 24/7 access to doctors, pharmacists, psychologists, dentists, dieticians and more by email or smartphone app. You’ll get treatment options and advice you understand. With Doctors Online, the doctor’s always in!

  • Responses within a few hours
  • Secure Personal Health Record
  • Unlimited, confidential services include your immediate family

FAQ

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Fitness Advantage

Fitness Advantage

Get a head start on a healthier lifestyle with discounted rates at over 14,000 chains and local fitness centers. Try each club free for one week to find the best fit for you, then get great rates when you join!

  • Participating fitness centers include Youfit, Curves, Anytime Fitness, Jazzercise, UFC Gym, Snap Fitness and more
  • Receive the lowest rate for the type of membership selected
  • Discounts on wellness items, online workout programs, and fitness equipment from barre3, Daily Burn, TRX Training, Sears and 2nd Wind

FAQ

Global Travel Assistance

Global Travel Assistance

Protect yourself and your loved ones anytime you travel 100 miles or more from home* with a global network of doctors, assistance personnel and emergency benefits. You’ll be safe and sound from air to ground.

  • Emergency medical evacuation
  • Monitoring of treatment
  • Lost or stolen travel documents assistance
  • Transportation to join a family member in the hospital
  • Emergency travel arrangements for dependent children
  • Coordination of hospital payments and insurance
  • Medical, behavioral or mental health, dental, and pharmacy referrals
  • Emergency travel funds assistance
  • Translation and interpreter referral
  • Legal consultation and referral
  • Pre-travel planning and security information
  • Political and natural disaster evacuation
  • Return of mortal remains

*Home is defined as the address listed on member’s ID (Driver’s License or Passport)

On Call International cannot be held responsible for failure to provide services or for delays caused by strikes or conditions beyond its control including, but not limited to, flight conditions or where rendering of service is prohibited by local laws or regulatory agencies.

Hearing Aids (Connect Hearing)

Hearing Aids

If you suffer from hearing loss, you shouldn’t have to empty your wallet to access hearing aids. Retail Hearing Care by Connect Hearing and Home Delivery Hearing Aids by Hearing Assist, the #1 direct to consumer hearing aid brand, will help you find an affordable solution with the fit, comfort, and amplification you need.

Retail Hearing Care by Connect Hearing
  • Free initial screening
  • Discount of 35% off the suggested retail price at retail locations nationwide
  • Two-year supply of hearing aid batteries
  • Two-year warranty
  • One-time replacement for loss or damage*
  • Unlimited follow-up care for cleaning and checkups with purchase

Home Delivery Hearing Aids by Hearing Assist

  • Discount of $100 off the lowest advertised price per pair of hearing devices at leading retailers or $50 off a single device**
  • Save 25% off any hearing accessories
  • Enjoy a flat rate of $99 per year for the Peace of Mind protection plan
  • Includes a 60-day money-back guarantee
  • Shipping is free
  • No prescription or costly exam needed to purchase your hearing solution

*Members must pay for all repairs not included in the warranty

**Subject to change

Discount only applies when a hearing device is purchased

This program can be canceled, without notice, at any time for any reason. For mild to moderate hearing loss. These are Class 1 Hearing Aid devices under FDA Regulations per 21 C.F.R. Sec 874.3300. Read instructions before use. As with all medical issues, please consult a physician prior to use or if you have any questions. Not suitable for use by anyone under age 18. Important Medical Information: Hearing loss can be a symptom of a more serious medical condition or the result of excessive wax build-up. A physician can treat these conditions. If you have not already done so, consult your doctor to rule out any of these medical concerns. Shipping & Handling and return shipping are not refundable.

Legal Services

Legal Services

Have legal questions? Get legal answers from experienced lawyers at discounted rates. Attorneys help with traffic tickets, bankruptcy, divorce, and spousal and child support. Additional services are also available at no cost to you!

  • Free services* include one-on-one consultations, attorney-made phone calls, help with legal documents, assistance with welfare and INS, representation in small claims court, and a Simple and Living Will
  • Attorneys only charge $125 an hour or 40% off their hourly rate, whichever is greater
  • 10% off all contingency-based cases
  • You’ll be referred to plan attorneys based on location, language and area of law

*In certain situations, attorney liability may require plan attorneys to ask for a retainer prior to providing some of the free legal services.

FAQ

SAMPLE SAVINGS

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Mail Order Pharmacy

Pharmacy

Save 10% to 85% on prescription medications without stepping foot in a pharmacy. With the convenient online, pre-paid program, Mail Order Pharmacy ships discounted prescriptions directly to your home with free standard shipping. Services include:
  • Auto-refill service, with prescriptions refilled every 90 days
  • Daily medication reminders sent by text, email, and/or phone call
  • Savings on pet prescription medications, including heartworm prevention and prescription food, with the same convenient, pre-paid, mail order process
  • Patient Assistance Program that helps qualifying individuals (typically those without insurance) receive free or low-cost prescription medications

Physician Visit & Hospital Referral (Galaxy)

Physician Visit & Hospital Referral

Provider Search

Going to the doctor doesn’t have to cost an arm and a leg. Save 10% to 40% at over 285,000 participating doctor offices and hospitals. Get the care you and your family deserve for less.

  • Includes family doctors, specialists, alternative care providers, facilities and hospitals.
  • The program has one of the largest doctor networks in the nation.
  • No age or health restrictions. Anyone can save with this benefit.
  • Advocates help you find participating hospitals.

Hospital benefit not available to MD, VT or WV residents.

FAQ

SAMPLE SAVINGS

VIDEO

Vision

Vision

To locate a provider, click here.

Your eyes are the windows to your health. Now you and your family can see better savings at over 20,000 vision providers nationwide, including national chains and local retailers. You save 10% to 60% on glasses, contacts, laser surgery, and exams.

  • 20% to 60% off prescription eyewear including most frames, lenses and specialty items such as tints, coatings and UV protection
  • 10% to 30% off eye exams
  • Participating chains include LensCrafters, Pearle Vision, Visionworks, JCPenney, Target and more
  • Your eye doctor not in our network? The nomination process is a breeze!
  • 10% to 40% off contact lenses through America’s Eyewear mail order service
  • 40% to 50% off the national average cost of LASIK surgery.

FAQ

SAMPLE SAVINGS

VIDEO

Vitamins

Vitamins

Everyone has different health goals, and eVitamins has the products to help you reach them. Find the best prices online for the most trusted brands of vitamins, herbs, nutritional supplements, whole foods, baby care, skincare, and more. Save on products for you, your family and even your pets.

  • Use the mobile app or order online
  • Get an exclusive 10% off orders of $50 or more
  • Enjoy the lowest prices available, with savings up to 75% off typical costs of wellness products
  • Get free shipping on orders over $49, or on nearly 17,000 qualifying items

FAQ

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Worklife Services

Worklife Services

Need childcare, relocation services or caregiver support? Your worklife concierge helps with the good, the challenging and everything in between.

  • Find childcare, summer camps and school-age programs
  • Public, private and specialty school information from kindergarten through college
  • Resources for adoption, pregnancy, and disabled and aging loved ones
  • Referrals for house cleaning, lawn maintenance, pet care, and home and auto repair
  • 24/7 counseling and referrals

FAQ

VIDEO

You may use this chart to compare the Discount Medical Plans offered by Empower Brokerage. Note: There is a $20.00 application fee on all packages.

Dental Care(3)
Diabetic Supplies
Fitness Advantage
Legal Services
Mail Order Pharmacy
Vitamins
Vision
Alternative Medicine
Chiropractic (4)
Doctors Online
Global Travel Assistance
Hearing Aids
Physician Visit and Hospital Referral
Nurse Line
Worklife Services
Counseling Services
$12.85/month
Standard
LABEL 0
YES
LABEL 1
YES
LABEL 2
YES
LABEL 3
YES
LABEL 4
YES
LABEL 5
YES
LABEL 6
YES
LABEL 7
LABEL 8
LABEL 9
LABEL 10
LABEL 11
LABEL 12
LABEL 13
LABEL 14
LABEL 15
$19.75/ mo.
Silver
LABEL 0
YES
LABEL 1
YES
LABEL 2
YES
LABEL 3
YES
LABEL 4
YES
LABEL 5
YES
LABEL 6
YES
LABEL 7
YES
LABEL 8
YES
LABEL 9
YES
LABEL 10
YES
LABEL 11
YES
LABEL 12
YES
LABEL 13
YES
LABEL 14
YES
LABEL 15
$29.85/ mo.
Gold
LABEL 0
YES
LABEL 1
YES
LABEL 2
YES
LABEL 3
YES
LABEL 4
YES
LABEL 5
YES
LABEL 6
YES
LABEL 7
YES
LABEL 8
YES
LABEL 9
YES
LABEL 10
YES
LABEL 11
YES
LABEL 12
YES
LABEL 13
YES
LABEL 14
YES
LABEL 15
YES
Download PDF Application Here

* Empower Max-Advantage Plan includes: Savings on Dental, Vision, Hearing, Chiropractic, and Alternative Medicine care. Over 71,000 dentists(3) and 12,000 vision care providers. Largest national hearing network. Counseling for elder care, child care, stress, depression, anxiety, substance abuse, relationship issues, loss, and grief. Legal Club provides access to 20,000 attorneys with Free and discounted legal care. Doctor office visit plan with over 285,000 physicians. Prescription plan with savings of 10-60% and access to over 56,000 pharmacies. 24/7 nurse hotline and library. Online Health Illustrated Encyclopedia, Pregnancy Health Center, Child Safety Center, and My Diet. Accident Medical and Accidental Death & Dismemberment. Auto Club Plan. Go to Registration Form Disclosures This is NOT Insurance Discount Medical Plan Organization: New Benefits, Ltd. 14240 Proton Rd. Dallas, TX 75244. 800-800-7616 This discount card program contains a 30 day cancellation period. This plan provides discounts at certain healthcare providers for medical services. This plan does not make payments directly to the providers medical services. The plan member is obligated to pay for all healthcare services but will receive a discount from those healthcare providers who have contracted with the discount plan organization. MD, ND, OK, SC, SD and TX residents: Member shall recieve a full refund of membership fees, excluding registration fee, if membership is cancelled within the first 30 days after receipt of membership materials. AR and TN residents: A refund of all fees will be issued if membership is cancelled within the first 30 days. Not available in Florida. The range of discounts for medical or ancillary services provided under the plan will vary depending on the type of provider and medical or ancillary service received. The discount medical card program makes available, before purchase and upon request, a list of program providers, including the name, city, state, and specialty of each program provider located in the cardholder’s service area. Provider list can be found at www.locateproviders.com and www.empowerbrokerage.com/discount/providers.html * – NOT Required 1 – Hospital discounts NOT available in Maryland. 2 – Travel Assist NOT available to Oregon, Connecticut, Florida and Washington residents. 3 – All benefits provided by this insurance are subject to the terms, definitions, conditions, exclusions and limitations, of the group policy. To obtain more information about this insurance, please ask to speak to a licensed agent. All members of the Program are enrolled into the Consumers Direct Association of America (CDAoA) to be eligible to receive these benefits. The insurance benefits are underwritten by The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc¹ under Group AD&D & Medical Care Insurance Policy (Form #G-19000) issued to Consumers Direct Association of America (CDAoA). (¹The underwriting risks, financial obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York are its responsibility. The United States Life Insurance Company in the City of New York is responsible for its own financial condition and contractual obligations.) THIS IS NOT BASIC HEALTH INSURANCE. THIS OFFER INCLUDES DISCOUNTS AND/OR SERVICES PLUS ADDED LIMITED BENEFIT SUPPLEMENTARY INDEMNITY INSURANCE. NONE OF THESE, INIDIVIDUALLY OR IN COMBINATION ARE A SUBSTITUTE FOR BASIC HEALTH COVERAGE, MAJOR MEDICAL INSURANCE OR ANY OTHER MEDICAL EXPENSE REIMBURSEMENT INSURANCE PLAN. Actual cost and savings vary by provider and geographical area (According to the Aetna Enterprise Provider Database as of November 1, 2006). Dental Benefit is not available to Vermont residents. 4 – Dental and chiropractic benefit not available to Vermont residents. Form: ESP- 101