IHC OEP Tips & Metal Gap Announcement

Introducing a New Way to Minimize High Out-of-Pocket Expenses


High deductibles and out-of-pocket expenses can be a real struggle for bronze and silver plan enrollees. Now, Metal Gap 2 offers another way to help clients looking to mitigate their out-of-pocket costs.

Like the Metal Gap, Metal Gap 2 is guarantee issue and provides lump-sum payments when a covered accident or illness occurs.

It also features:

  1. No deductible accident medical expense plans with up to $6,500 AME coverage
  2. Four plan options to meet different budgets and needs
  3. More specific rating based on age, gender and ZIP code
  4. No coordination of benefits with existing health plans

Your on- and off-exchange clients are eligible for Metal Gap 2 and will appreciate the savings it will offer them in 2016.

Meet Metal Gap 2 Metal Gap 2 State Availability

Consumers struggle with out-of-pocket costs. MG2 helps.


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